Home / Contact Us / Resources

Sell A Note

 













Hi, I'm Quizzy!

 

SELL A NOTE

Our company, 4M Capital Mortgage Funding, LLC is establishing itself as one of the Premier Mortgage Note Buyers in the country. We Purchase Mortgage Notes, Land Contracts and Trust Deeds secured by Single Family Residences, Commercial Properties, 1-4 apartment units, 5+ units, Mobile Homes, Mobile Homes with Land, and Raw Land. Our target note buying range is from $40,000-$500,000. However, we do consider commercial property mortgage notes up to $1,000,000. We purchase individual Notes, as well as, Loan Portfolios from Individuals, Real Estate Investors, Land Developers, Builders Re-Habbers and Financial Institutions.

If you are one of the many buyers or sellers who have relied on the benefit of seller financing and are presently the holder of a seller-financed note, 4M Capital Mortgage Funding may be of service to you. As a holder of a note you take on many responsibilities such as tracking payments, reporting interest, as well as, risks like collection problems and foreclosure.

4M Capital Mortgage Funding arranges the Purchase of Seller-Financed Mortgages, Deeds of Trust and Land Contracts for Cash. This allows the seller to receive a large lump sum payment as opposed to a stream of small payments over time. In addition, it relieves the seller of the responsibilities that come with seller financing.

4M Capital is very flexible and able to structure a number of different PURCHASE OPTIONS - ie: purchasing all or part of the Mortgage or Deed of Trust or Land Contract. Also, if you are in the process of Buying or Selling a property, and traditional financing will not work or is not desirable for some reason, we offer a temporary seller financing strategy called SIMULTANEOUS CLOSING. Using this strategy the seller creates a note and then simultaneously sells it to us for cash.

It is important to note that all seller financed notes are purchased at a discount, not at par value. This is because this type of instrument is considered a non-conforming secondary investment. The amount of discount depends on a variety of factors including the type of property, the payer’s credit report, note structure and terms and the equity position.

At 4M Capital Mortgage Funding we work with you to minimize the discount so you will receive the most cash.

To learn more about specific Purchase Options CLICK HERE.
To learn more about Simultaneous Closings CLICK HERE.
To receive a FREE quote on your note CLICK HERE.